Funding Readiness Check
Every blocker standing between this business and a live capital sequence is tracked here.
Readiness Score
71%
5 of 7 criteria
Items Passing
5
Criteria met
Items Remaining
2
Needs attention
Secondary Files
4
Checked for support and disputes
Capital Checklist (5/7 Passed)
Personal Score 720+
Current: 642 Equifax
2 Primary Cards ($2,000+ Limit)
Current: 3 Active Cards
2 Years History
Current: 4.2 Years Avg Age
Business LLC for 2+ Years
Current: Primary business on file (3 Yrs)
Operating Bank Account Verified
Current: Chase Business — Verified
Utilization Under 30%
Current: 14% Utilization
No Recent Inquiries (Last 3-6 Mo)
Current: 4 Inquiries Found
High Priority
Two blockers are still holding the capital path back
The file still needs lower inquiry pressure and stronger bureau scores before it can move into the capital sequence.
View Monitoring5/7passed
Not Ready
The remaining blockers still need to be cleared before capital deployment can begin.
Readiness History
| Date | Criterion | Change | Detail |
|---|---|---|---|
| Apr 3, 2026 | Utilization Under 30% | Failed -> Passed | Reduced from 42% to 14% |
| Mar 28, 2026 | 2 Primary Cards | Failed -> Passed | Opened Chase Freedom Unlimited |
| Mar 20, 2026 | Operating Bank Account | Pending -> Passed | Chase Business verified via Plaid |
| Mar 15, 2026 | Business LLC for 2+ Years | Verified | Primary business on file -- 3 years |
| Mar 10, 2026 | 2 Years History | Verified | Average age: 4.2 years |
Readiness Activity
Live
ProfileDaily readiness check completed -- 5 of 7 criteria passing
1h ago
ProfileScore projection: 720 target reachable in 4 months at current pace
3h ago
FundingPre-qualification scan updated -- 3 programs available if score reaches 680
6h ago
ProfileHard inquiry freeze recommended -- 4 inquiries detected in last 6 months
1 day ago